Car Insurance in Illinois for Senior Driver

Reader’s Question:

My father is going to be officially a senior citizen by next month. Since he has been driving with good record, is there any chance that he will be having a discount for his car insurance here in Illinois next month for he is not only a good driver but also a senior citizen?

Patty

Aurora, IL

Senior Citizens’ population is way getting bigger since the citizens are being blessed with good health and longer life. If a person is now a sixty-five there is a big possibility that he or she will be living after twenty-five years. Senior Citizens’ safety is very important to the state of Illinois especially when a senior citizen is on the road behind the wheel.

Senior Citizens shouldn’t only be a senior citizen but also a safe driver for them to have the necessary benefits. Becoming a senior citizen alone gives you the discount you need for your car insurance. People with gray hair usually drive more carefully than other drivers. But this doesn’t change the statistics that senior citizens have more fatality rate which involves car crashes for senior citizens’ reflexes slow down as well as they can no longer make abrupt decisions when handling multiple tasks, not to mention that their visions and hearing is not as good as before. Since senior citizens take a lot of medication, what if they forgot to take their prescribed drug while driving? We never know what will happen to them if they didn’t take what they are supposed to be taking. Being a Senior Citizen alone can make the car insurance cheaper but they should be safe drivers as well.

Convicted of Drunk Driving In Illinois?

Reader’s Question:

I know someone who has been charged with DUI here in Illinois. He’s in trial right now and by the looks of it, he will be convicted but he’s lawyer is doing everything to at least shorten the jail time and reduce the fines. I wanna make sure that the same thing will not happen to me. I don’t deny that I have been drunk or maybe drove under the influence of alcohol once or twice. What advice could you give me if I will be caught drunk driving?

Jackie

Springfield, IL

It is unlawful to drive under the influence of alcohol or drugs in Illinois. It is strongly advised that people should not drive alone while in an intoxicated condition. Drivers who are caught doing this are charged with a criminal offense. It is very important that you know what to do if you are stopped by a patrol officer on a DUI suspicion.

In case you can’t avoid drinking and getting behind the wheel, you should have a favorable witness along with you in your car. Eye drops should be applied to mask bloodshot eyes, which strongly imply a person’s drunken condition. If you will be caught drunk driving, you should not take a portable breath test or any field sobriety tests (FST) while in an intoxicated condition because you are not required by law to do so. You should also indicate that you are confused about your legal rights. You should be advised by the officer to ask for a lawyer before questioning and after Miranda warnings are given. You should not information as to how much you have been drinking and what you were drinking. All implied consent warnings should be fully read to you by the police officer. You should also be polite and courteous regardless of how rude a police officer may be towards you. While blowing into the Breath analyzer, you should not blow hard because blowing hard may reflect a higher than normal reading.

Lastly, if in any unavoidable circumstance that you will be charged with DUI, make sure that you consult and hire an experienced Illinois DUI lawyer to give you detailed advice, to represent you, and to make sure everything will be done for you to avoid serving in jail and hefty fines.