Compare Auto Insurance Rates in Illinois With Second Car

Reader’s Question:

My husband wishes to add another car to the coverage of our current auto insurance. How will that affect our premium payment here in Wheaton, Illinois? Can you help us compare auto insurance rates in the state of Illinois?

Carmine

Wheaton, IL

Whenever you change the data of your current auto insurance policy, it will have an effect to your auto insurance rate. But you have to acquaint yourself and your husband about the guidelines of your insurance provider there in Wheaton, Illinois. Taking your case, adding up a car to your auto insurance policy affects your insurance premium payment depending on the, like what I said, guidelines of your insurer. Some insurers tend to decrease insurance premium payment for multiple cars in the auto insurance policy; while others tend to do otherwise.

Moreover, the model and the features of your new car to be added to your auto insurance are factors for the changes in the amount of your policy premium payment. Insured Sports Utility Vehicles or SUV have higher rates compared to other car models because SUV can be used for car race, thus, are more prone to damages and roadway accidents. The ability of the features of your car, on the other hand, may also give you a higher or lower rate. Car features such as air bag, anti-lock brakes and anti-theft devices, which decrease chances for serious damages, bodily injuries and theft, will give you lower insurance rates.

DUI Blood Alcohol Test in Illinois – How Accurate Are They?

Reader’s Question:

I know that there are certain ways to measure alcohol in the system during a DUI investigation in Wheaton, Illinois. What is the most accurate scientific method for alcohol testing?

Jaden

Wheaton, IL

Even if consumed in small amounts, alcohol could have a noticeable effect on the body. When taken in large amounts, alcohol could act as a sedative and depresses the central nervous system. Blood alcohol test is commonly used to find out whether a person is legally drunk or intoxicated. Blood alcohol test checks the amount of alcohol in the blood if a person is suspected to be driving under the influence. In a DUI investigation in  Illinois, consent may be required, but refusing to take the test could have legal consequences.

Blood alcohol content (BAC) is the standard for measuring the degree to which an individual is impaired by alcohol. Studies show that there is a direct correlation between the BAC and the degree to which reactions and judgments are impaired. Gas Chromatography is the method used for blood alcohol testing and is considered the most accurate forensic quality test in the industry today. But drawing of blood is an invasive and expensive procedure.