Cheaper Student Car Insurance in Illinois

Reader’s Question:

I plan to buy a used car for my son who is bound for college soon. What are the steps that we would have to take to get cheaper premiums for his car insurance here in Illinois?

Noel

Waukegan, IL

There are certain things that your son would have to do to lessen his car insurance rates in Waukegan, Illinois. The first step to take is to buy an older car model because insurance premiums are less expensive for older vehicles. He would also have to avoid modifying his vehicle because doing such may cause him to pay higher premiums. Also, since the car that you’ll purchase is a used one, it may be a less valuable car so he may opt not to get collision coverage. In addition, if he gets higher deductibles, that could help lessen his car insurance rate by as much as 30%.

You may also advise him to attend defensive-driving classes because auto insurance providers usually offer motorists a discount for completing a defensive-driving course. Another way of getting a discount is to drive less than the given average number of miles every year. So if he would be close to his school, he may be entitled for this kind of discount. Best of all, he would have to look around and do some research to get the best car insurance for his needs as premiums really differ from every insurance provider.

What Is The Best DUI Defense To Take in Illinois?

Reader’s Question:

I watch and read news everyday and I noticed that cases of DUI are increasing here in Illinois. This makes me very much curious to know certain things about DUI cases. What are the possible defenses in a DUI case that can make a defendant win his/her case?

Echo

Waukegan, IL

There are several defenses in a DUI case in Waukegan, Illinois that can be brought up during the DUI trial which can make the defendant win his/her DUI case. First and foremost an illegal stop of the person or the vehicle is one of the biggest defenses that a DUI defense lawyer needs to prove for the defendant to walk away a free man after the DUI trial. A motorist can’t be asked to stop unless the officer has a reasonable and articulate basis to believe that a traffic law or other law has been violated. Likewise, an individual could not be seized unless a violation has occurred.

On a similar note, if a driver was weaving inside the lanes, this is not illegal and cannot be considered a reason for a DUI stop because weaving without crossing any lines is not a violation of the law. Another thing that can be considered as an illegal stop would be from an anonymous report of drunk driving. A person or a vehicle can’t be stopped simply because an anonymous citizen reported that the driver was drunk. These are just examples of DUI defenses during a DUI arrest which, if proven, can be a great help for the DUI defendant.

Illinois DUI Charge For First Offense – What Will Happen Next?

Reader’s Question:

I was charged with DUI here in Illinois. This is my first offense and I swore that this would never happen again. Do I have high chances of winning my case? Will my record ever be clear again?

Noah

Waukegan, IL

A DUI charge in Illinois does not necessarily lead to automatic convictions because there may be weaknesses in the state’s case against you. Potential DUI challenges may include challenging your initial arrest, your blood alcohol test results, your questioning and the testimony of the arresting officer. Your Illinois DUI lawyer could help you get out of the courtroom clear. But if in any case that you do not win the case, your lawyer could be able to plea bargain for a lesser charge or a less severe penalty.

Should you be convicted of DUI, you can clear your record by seeking a new trial following your DUI conviction. If you are later found not guilty on your second trial, your conviction will be cleared and the legal effect is that as if you were never convicted. If in any case that you don’t win your second trial, you are eligible to appeal your DUI conviction.