DUI In Illinois – What Are The Penalties?

April 15, 2009 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

What kind of penalties would I have after I get arrested for a DUI here in Illinois? Thanks!

Suzie

Bloomington, IL

In Illinois, it is a very serious offense to get a DUI or Driving Under the Influence charge. Anyone found guilty would not only face the immediate suspension of their driver’s license, not to mention some very high fines, but could also get in jail depending on the gravity of the DUI offense, like managing to cause an auto accident while drunk. Your auto insurance policy may also become very, very expensive, if not canceled altogether.

So if you do get into a DUI, getting the right DUI auto insurance coverage in Illinois is a crucial part of getting your driver’s license restored. Aside from getting appropriate auto insurance coverage, an authorized auto insurance company would also be the one to file an SR22 form for you to the Illinois Secretary of State office, which is a prerequisite to getting your driving rights reinstated.

You might also notice that a DUI auto insurance policy costs a lot more than your average auto insurance coverage. That’s because a DUI offender represents a big liability to the auto insurance company’s business, so the cost of insuring them is also expensive. However, that doesn’t mean you cant find a relatively affordable DUI auto insurance policy, and the right one can be worth hundreds of dollars a year in savings.

These days all you have to do to locate an affordable DUI auto insurance provider is to go online. With the many dedicated websites allowing free and instant access to the latest rates, and most competitive policies, from auto insurance companies specializing on DUI cases, finding the best-priced policy is now easier than ever.

It would only take minutes of your time to shop and compare auto insurance rates coming from a wider variety of DUI auto insurance companies available. If you do it right, the best policy may just be a few mouse clicks away.

DUI in Illinois? – What Will Happen to My Auto Insurance Rates?

April 5, 2009 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

I got convicted of DUI in Illinois and I would like to know what will happen. What will happen to my auto insurance?

James

Chicago IL

Getting arrested and convicted for A DUI or Driving Under the Influence in Illinois is a very serious offense. If found guilty, you not only risk losing your driver’s license and having to pay some very high fines or penalties, you could also do time in jail if the gravity of your DUI offense is severe enough (like causing an auto accident because you were drunk, for example). You may also end up getting your auto insurance policy canceled.

If you find yourself in this boat, getting the right kind of DUI auto insurance in Illinois is one key step to getting yourself back on the road. You would need an authorized auto insurance provider to not only provide you the necessary coverage, but to also file an SR22 form to the Secretary of State’s Office in Springfield, IL. Before you can become eligible to get your driving privileges reinstated.

Don’t be surprised if you notice a DUI auto insurance policy costing two or three times more compared to a regular auto insurance. The nature of the driver, and the high-risk he/she is carrying due to the DUI offense on record, is itself the reason why this kind of auto insurance is a lot pricier than most. However, relatively affordable DUI auto insurance coverage is still out there, and knowing how to get one can save you hundreds of dollars a year.

The best way to get an affordable DUI auto insurance is to be able to get the latest auto insurance rates to compare from, coming from a wide variety of auto insurance providers on the market. The Internet is your most effective tool and resource to accomplish this. With the help of the many dedicated auto insurance websites and portals specializing on DUI cases.

It only takes minutes to get the necessary information you need to find the best DUI auto insurance provider suiting your needs. Take good care of your driving record from now on, as well, to help you get cheaper rates sooner.

How Long Will DUI Stay On My Record in Illinois?

October 14, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

How come it showed no criminal record when I did a background check on myself? I have a DUI here in Mount Prospect, Illinois and I wanna know how long will that DUI stay on record.

Kaia

Mount Prospect, IL

In the state of Illinois, the IL Secretary of State (SOS) says that traffic offenses like disregarding a traffic control light, speeding, etc. stay on a driving record for four to five years starting on the date of conviction. If the infraction is for a suspension or revocation of the driver’s license, that will stay on the driving record for a minimum of seven years from the date of license reinstatement. For a DUI conviction, it will depend on the laws of each state if the violation will be considered as a criminal act or not. DUI offenses could a misdemeanor and some DUI offenses may be a felony.

In the state of Illinois, alcohol or drug-related crimes, such as your DUI in Illinois, stay on the driving record for life according to the SOS. If you’re looking into other records to check if you have a criminal record because of your DUI, you could check with the court to see how long these kinds of records would maintain information on your DUI conviction.

DUI Charge – Drivers License Suspension in Illinois?

August 29, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

My brother’s license has been suspended after being arrested for his first DUI in Palatine, Illinois because he failed the blood alcohol test. How long would the suspension last and if he will be convicted for DUI, will he have a separate suspension on his license?

Sheila
Palatine, IL

After your brother’s DUI arrest in Palatine, Illinois for failing the blood alcohol test, his driver’s license is automatically suspended for three months under the Statutory Summary Suspension Law. At the time of his DUI arrest, the officer took his driver’s license and gave him a 45-day temporary license. Since this is his first DUI offense, the three-month suspension would begin on the 46th day after his DUI arrest. With the help of a qualified DUI lawyer, he could appeal to the court to receive a Judicial Driving Permit, which will allow him to drive to and from work and any required education courses he must take as a result of his DUI arrest.

If he will be convicted for the DUI charge, he would have a separate suspension on his driver’s license. In the State of Illinois, he would have a minimum of one year license suspension since this is his first DUI offense. The policy of the Illinois Secretary of State’s office is not to fully reinstate an otherwise eligible motorist until they have first been issued a Restricted Driving Permit (RDP) and drove on it without incident for at least nine months.

Out-Of-State DUI Conviction For Illinois Driver

August 29, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

I live in Naperville, Illinois and I was just convicted for DUI in another state. My driving privileges have been removed from that state. Does my DUI conviction from another state mean that my Illinois driver’s license would be suspended?

Jerome
Naperville, IL

If you’re a resident of Naperville, Illinois, upon the receipt of the report of your DUI conviction from another state, the Illinois Secretary of State would automatically revoke your driver’s license. To avoid a license revocation, any reduction or amendment must be to an offense that would be recognized separately (that is, Reckless Driving) under the Illinois Motor Vehicle Code.

Since your out-of-state DUI case resulted in a conviction, it would usually take several weeks for the report of the conviction to reach the Illinois Secretary of State. But upon the receipt, the Secretary of State would immediately serve a Notice of Revocation upon you by mail. The revocation would be effective normally within a few days of mailing. If you no longer live in the same address listed on your driver’s license, you must change your address directly with the Secretary of State’s Drivers Services Department forthwith as official notices from the Secretary are not forwarded and your failure to actually receive the notice does not affect the validity or effective date of the revocation of your license.

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Illinois DUI – How Much Does Ignition Interlock Cost?

July 8, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

My daughter is in trial right now because of a DUI charge here in Illinois. Aside from the grueling fact that she might be paying a hefty fine, I was told that she would have to install an ignition interlock device in her car if she will be convicted. What is this machine and how much does it cost?

Steve

Naperville, IL

An ignition interlock device measures blood alcohol content (BAC) level of the driver by blowing into it and if alcohol is detected, it prohibits the car from starting. It would also test drivers periodically while the car is running.

The ignition interlock law in Illinois for DUI convicts is being called the most stringent in the country. It was mandated in September 2007 for people with one drunk driving conviction in the state. So even first-time DUI offenders are required to install ignition interlock devices in their vehicles. The Secretary of State’s office will monitor all breath test results from the ignition interlock devices.

Under the new Illinois ignition interlock law, the ignition interlock device would be rented and cost $150 to install. The monthly fee would be $100, just another reason to not drive under the influence of drugs or alcohol. This monthly cost would cover monitoring by the Secretary of State’s office and the ignition interlock manufacturer.

Teen Driver Car Insurance With DUI in Illinois

June 24, 2008 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

My 20-year old teenager son just received a DUI in Illinois for the first time. How will this affect my insurance rate and his since his insurance is also under my policy with him as driver?

Pam

Chicago, IL

Too bad for you, but DUI is a serious offense in Illinois and is classified as a violent crime. Unfortunately, this offense will permanently remain on his driving record. He may lose his driving privileges and can either be imprisoned or fined.

This offense is also taken very seriously by any insurance company since the driver becomes a risk to them compared to a person with a clean driving record. This would likely increase his rate which can affect the whole policy, including your premium rates.

A DUI can subject yours to high-risk auto insurance rates for three years according to the Illinois Secretary of State. The IL SOS DUI Fact Book states that high risk insurance for a driver convicted of DUI averages an additional $1500 per year!

However, since insurance companies rating systems are not the same, it is better that you find out more from your insurance agent as to how much the increase will be and for how long.

Illinois DUI Conviction – How Long Will It Stay On My Record?

June 23, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

How long does a DUI stay on record for the states of Michigan and Illinois? Does it reflect on my criminal record?

Joshua

Cicero, IL

Most traffic violation in Michigan stays on your record for at least 7 years. But, certain convictions and licensing actions remain on your driving record for at least 10 years. The same is true for alcohol violations which remain on your record for a minimum of 10 years. Fatality remains in you driving permanently in Michigan.

According to the Illinois the IL Secretary of State (SOS), moving violations remain on a driver’s record for 4 to 5years from the date of conviction. The information on the ticket will be carried on your driving record for a minimum of 7 years from the date of reinstatement if such ticket forms the basis for suspension or revocation of your license. DUI remain on a driver’s record for a lifetime in Illinois.

See with the various state’s courts to know how long these types of records will remain on your record and whether DUI is criminal or not.

DUI SR22 Auto Insurance in Illinois

June 22, 2008 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

A friend’s Dad was arrested for drunk driving in Peoria, Illinois. He was asked to file an SR22. What happens if he refuses to do this?

Karen

Peoria, IL

Good Question, Karen.

An SR22 is one of the means in Illinois to monitor the insurance of problem drivers. Through this process, mandatory insurance is enforced in the most efficient way. Illinois citizens are protected from uninsured motorists through the Financial Responsibility Law.

SR22 is required in Illinois by individuals with safety responsibility suspensions, unsatisfied judgment suspensions, revocations, mandatory insurance supervisions and individuals who receive three or more convictions for mandatory insurance violations.

In short, your Dad’s friend cannot refuse to file an SR22. This certificate of insurance is filed by the home office of an insurance company directly to the Secretary of State. This may be obtained by contacting an insurance company that is authorized to write SR-22 policies for Illinois.