Car Insurance in Illinois for Senior Driver

Reader’s Question:

My father is going to be officially a senior citizen by next month. Since he has been driving with good record, is there any chance that he will be having a discount for his car insurance here in Illinois next month for he is not only a good driver but also a senior citizen?

Patty

Aurora, IL

Senior Citizens’ population is way getting bigger since the citizens are being blessed with good health and longer life. If a person is now a sixty-five there is a big possibility that he or she will be living after twenty-five years. Senior Citizens’ safety is very important to the state of Illinois especially when a senior citizen is on the road behind the wheel.

Senior Citizens shouldn’t only be a senior citizen but also a safe driver for them to have the necessary benefits. Becoming a senior citizen alone gives you the discount you need for your car insurance. People with gray hair usually drive more carefully than other drivers. But this doesn’t change the statistics that senior citizens have more fatality rate which involves car crashes for senior citizens’ reflexes slow down as well as they can no longer make abrupt decisions when handling multiple tasks, not to mention that their visions and hearing is not as good as before. Since senior citizens take a lot of medication, what if they forgot to take their prescribed drug while driving? We never know what will happen to them if they didn’t take what they are supposed to be taking. Being a Senior Citizen alone can make the car insurance cheaper but they should be safe drivers as well.

Do I Need The Best DUI Lawyer in Illinois?

Reader’s Question:

What constitutes a DUI charge in Illinois and do I need to hire the best lawyer for this, or will a cheaper no name lawyer be ok?

Myra

Thank you for asking Myra.

“Driving Under the Influence” (DUI) is defined as driving a motor vehicle while impaired by alcohol, other drugs or intoxicating compounds. In Illinois, a motorist is legally considered to be under the influence if he/she has a blood-alcohol concentration (BAC) of .08 percent or more, has used any illegal substance, or is impaired by medication. A driver’s BAC is based on the ratio of alcohol to blood or breath. An individual however showing alcohol levels between .05 and .08 percent may be charge of DUI if additional evidence determines that the driver was impaired.

Illinois law allows you to represent yourself in D.U.I. proceedings but because mandatory minimum sentences for even the first offense can be severe, it is best to consult an experienced and the best lawyer who knows the law and can advise you on the facts of your case.

Goodluck!

MariCAR