DUI Car Insurance in Illinois After Drunk Driving Conviction

Reader’s Question:

My cousin told me that he has a big problem about his car insurance rates because of his DUI conviction in Skokie, Illinois. Is it true that it will be largely affected because of his drunk driving conviction?

Malcolm

Skokie, IL

Your cousin’s drunk driving conviction in Skokie, Illinois could bring many negative consequences into his life. Aside from the legal consequences such as possible jail time, fines and a criminal record, he would also have higher insurance premiums. If he is currently insured, his car insurance provider would, of course, respond to this circumstance. What his car insurance company can exactly legally do would vary but his car insurance company may cancel or decline to renew his policy, restrict coverage provisions or, at a minimum, increase his premiums.

Although the amount of increase could greatly vary, his premiums could go up as much as 100 percent or more. How his car insurance provider reacts to his DUI could be worse if he has other strikes against him, such as traffic tickets, previous drunk driving convictions, late or unpaid insurance premiums, at-fault accidents or other negative history with the insurance company. He can obviously get free online rate quotes from various car insurance companies such as the ones available from this website.

DUI Consequences in Illinois If Convicted?

Reader’s Question:

We are afraid but we are doing everything for my sister so that she won’t get convicted on her DUI case here in Elgin, Illinois. What could she be facing if she will be convicted?

Jake

Elgin, IL

There are a lot of consequences that could flow from your sister’s DUI case in Elgin, Illinois if she gets convicted. Loss of her driver’s license is the one on top of the list. She may also pay heavy fines, court costs and extensive administrative fees. She may also be on probation, serve time in jail state prison; her vehicle could be impounded or forfeited. She may also install an ignition interlock device on her car. She has to remember that DUI laws are strict, the prosecutors and the courts often act without mercy or discretion and the penalties are harsh.

Aside from the obvious legal consequences of dealing with the law enforcement, the courts, and the Department of Motor Vehicles (DMV), there are also practical consequences that often flow from a DUI arrest or conviction. DUI is a crime and a DUI conviction will give your sister a permanent “criminal” record. She can lose her job or be prevented certain future employment, especially if it is state job, law enforcement-associated or involves driving. A DUI conviction can also cause her insurance rates to skyrocket and insurance companies sometimes will cancel her coverage altogether. If that happens, your sister can definitely get an online rate quote for her car insurance from this website.

Tags: car insurance, drunk driving laws, DUI, DUI lawyer, DUI penalties

DUI Blood Alcohol Test in Illinois – How Accurate Are They?

Reader’s Question:

I know that there are certain ways to measure alcohol in the system during a DUI investigation in Wheaton, Illinois. What is the most accurate scientific method for alcohol testing?

Jaden

Wheaton, IL

Even if consumed in small amounts, alcohol could have a noticeable effect on the body. When taken in large amounts, alcohol could act as a sedative and depresses the central nervous system. Blood alcohol test is commonly used to find out whether a person is legally drunk or intoxicated. Blood alcohol test checks the amount of alcohol in the blood if a person is suspected to be driving under the influence. In a DUI investigation in  Illinois, consent may be required, but refusing to take the test could have legal consequences.

Blood alcohol content (BAC) is the standard for measuring the degree to which an individual is impaired by alcohol. Studies show that there is a direct correlation between the BAC and the degree to which reactions and judgments are impaired. Gas Chromatography is the method used for blood alcohol testing and is considered the most accurate forensic quality test in the industry today. But drawing of blood is an invasive and expensive procedure.

Illinois Teen Driver Drunk Driving Penalties

Reader’s Question:

I’m very much furious but at the same time very much concerned because my teenage son was arrested for DUI for the first time in Oak Park, Illinois. I wonder if the penalties for teenage drunk driving are the same for those over 21 years of age convicted of DUI. What are the penalties for teenage DUI in Illinois?

Dahlia

Oak Park, IL

It’s very alarming that more and more teenagers are consuming alcohol, more so being involved in drunk driving. Teenagers are more likely the swaggering type for their “I can handle it” syndrome. They think that they can handle their alcohol consumption and say that they haven’t had enough to seriously impair them. Perhaps we could blame it on the greatest influence on teenagers and their drinking and driving which is peer pressure. Peer pressure is a very powerful force that’s why teens feel that it is very important for them to know that they’re “in.” It’s also a saddening fact that the average college student actually spends more money for alcohol than for books.

Motor vehicle accidents are the leading cause of death for teens that’s why even the legal consequences of underage drinking and driving are getting tougher. Since your teenage son was arrested for his first DUI in Oak Park, Illinois, don’t be surprised that Illinois DUI laws would be hard on him if he will be convicted. For first underage DUI conviction, penalties include loss of full driving privileges for a minimum of two years. He could also be imprisoned for up to one year and could pay maximum $2,500 in fines.