DUI In Illinois – What Are The Penalties?

April 15, 2009 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

What kind of penalties would I have after I get arrested for a DUI here in Illinois? Thanks!

Suzie

Bloomington, IL

In Illinois, it is a very serious offense to get a DUI or Driving Under the Influence charge. Anyone found guilty would not only face the immediate suspension of their driver’s license, not to mention some very high fines, but could also get in jail depending on the gravity of the DUI offense, like managing to cause an auto accident while drunk. Your auto insurance policy may also become very, very expensive, if not canceled altogether.

So if you do get into a DUI, getting the right DUI auto insurance coverage in Illinois is a crucial part of getting your driver’s license restored. Aside from getting appropriate auto insurance coverage, an authorized auto insurance company would also be the one to file an SR22 form for you to the Illinois Secretary of State office, which is a prerequisite to getting your driving rights reinstated.

You might also notice that a DUI auto insurance policy costs a lot more than your average auto insurance coverage. That’s because a DUI offender represents a big liability to the auto insurance company’s business, so the cost of insuring them is also expensive. However, that doesn’t mean you cant find a relatively affordable DUI auto insurance policy, and the right one can be worth hundreds of dollars a year in savings.

These days all you have to do to locate an affordable DUI auto insurance provider is to go online. With the many dedicated websites allowing free and instant access to the latest rates, and most competitive policies, from auto insurance companies specializing on DUI cases, finding the best-priced policy is now easier than ever.

It would only take minutes of your time to shop and compare auto insurance rates coming from a wider variety of DUI auto insurance companies available. If you do it right, the best policy may just be a few mouse clicks away.

DUI in Illinois? – What Will Happen to My Auto Insurance Rates?

April 5, 2009 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

I got convicted of DUI in Illinois and I would like to know what will happen. What will happen to my auto insurance?

James

Chicago IL

Getting arrested and convicted for A DUI or Driving Under the Influence in Illinois is a very serious offense. If found guilty, you not only risk losing your driver’s license and having to pay some very high fines or penalties, you could also do time in jail if the gravity of your DUI offense is severe enough (like causing an auto accident because you were drunk, for example). You may also end up getting your auto insurance policy canceled.

If you find yourself in this boat, getting the right kind of DUI auto insurance in Illinois is one key step to getting yourself back on the road. You would need an authorized auto insurance provider to not only provide you the necessary coverage, but to also file an SR22 form to the Secretary of State’s Office in Springfield, IL. Before you can become eligible to get your driving privileges reinstated.

Don’t be surprised if you notice a DUI auto insurance policy costing two or three times more compared to a regular auto insurance. The nature of the driver, and the high-risk he/she is carrying due to the DUI offense on record, is itself the reason why this kind of auto insurance is a lot pricier than most. However, relatively affordable DUI auto insurance coverage is still out there, and knowing how to get one can save you hundreds of dollars a year.

The best way to get an affordable DUI auto insurance is to be able to get the latest auto insurance rates to compare from, coming from a wide variety of auto insurance providers on the market. The Internet is your most effective tool and resource to accomplish this. With the help of the many dedicated auto insurance websites and portals specializing on DUI cases.

It only takes minutes to get the necessary information you need to find the best DUI auto insurance provider suiting your needs. Take good care of your driving record from now on, as well, to help you get cheaper rates sooner.

DUI – Drivers License Suspended in Illinois?

October 10, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

My driver’s license got suspended and it is nearing the end of the suspension period. How do I get my license back so that I can drive again especially to and from work here in Aurora, Illinois?

Cannon

Aurora, IL

To have your driver’s license reinstated so that you can drive again especially to and from work in Aurora, Illinois, it would depend on what the violation was and the state laws or regulations of the state where your license got suspended or revoked. If the reason why your driver’s license was suspended was due to unpaid tickets then it could be as simple as paying the fines and fees for these violations and complete the requirements to have your driving privileges back.

If your driver’s license got suspended due to a DUI offense, the state of Illinois might require you to complete DUI school, pay fines and get an SR22 auto insurance. If your driver’s license was suspended due to a lot of points, check if a driving improvement class could let you have your driving privileges back. You can also contact the Department of Motor Vehicles to get particular information on reinstating your driver’s license.

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DUI – Car Insurance in Illinois After DUI Conviction

September 29, 2008 by · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

My brother got his second DUI offense here in Evanston, Illinois and we all hope he doesn’t get convicted again. In case that happens, how can he get car insurance after his two DUI’s?

Francesca

Evanston, IL

We all know and understand that a DUI is a very serious charge and you can jeopardize your own life and that of other people by drinking and driving. It may be hard for your brother to get a car insurance after being charged again with his second DUI in Evanston, Illinois, especially if he gets convicted. The first thing that he would have to do is get the SR22 form procedure completed by his insurance company. This is the official documentation required for him to reinstate his license and get his car registered at the local DMV.

You brother has to submit the SR22 insurance form to the local DMV but take note that his license would be put on probation for at least two years. His car insurance premium is going to be extremely high because he will most likely be termed as a ‘high risk driver.’ In case he’s having a hard time finding a car insurance company who would give him coverage, I advise him to try and get an online rate quote from this very website because it offers DUI insurance even for second offenses.

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Is a Drunk Driving Offense in Illinois Serious?

September 10, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

Why do people, especially here in Illinois, think that drunk driving or DUI is a serious offense? Isn’t it that DUI is just a simple offense?

Oliver

Berwyn, IL

People, most especially there in Berwyn, Illinois, think that drunk driving or driving under the influence is a serious offense because it simply is. DUI is not just any other traffic offense because it is nevertheless a criminal offense. In fact, DUI is one of the most serious driving offenses in the US. Although there are a lot of driving offenses, DUI often results in serious consequences and it is likely to have grave implications on your future. It is a crime if you are driving with a blood alcohol level of 0.08% or more and driver’s license could be suspended or revoked if you are found guilty of the DUI offense. It would also make life difficult and costly through increased insurance fees and hefty fines.

The US takes DUI offense very seriously, as it should be. Drunk driving in states like Illinois are set forth by a statute and Illinois DUI Laws could be incredibly complex. The consequences could vary in different states and with different instances, but the basic penalties under the DUI laws tend to remain almost the same.

DUI Charge – Drivers License Suspension in Illinois?

August 29, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

My brother’s license has been suspended after being arrested for his first DUI in Palatine, Illinois because he failed the blood alcohol test. How long would the suspension last and if he will be convicted for DUI, will he have a separate suspension on his license?

Sheila
Palatine, IL

After your brother’s DUI arrest in Palatine, Illinois for failing the blood alcohol test, his driver’s license is automatically suspended for three months under the Statutory Summary Suspension Law. At the time of his DUI arrest, the officer took his driver’s license and gave him a 45-day temporary license. Since this is his first DUI offense, the three-month suspension would begin on the 46th day after his DUI arrest. With the help of a qualified DUI lawyer, he could appeal to the court to receive a Judicial Driving Permit, which will allow him to drive to and from work and any required education courses he must take as a result of his DUI arrest.

If he will be convicted for the DUI charge, he would have a separate suspension on his driver’s license. In the State of Illinois, he would have a minimum of one year license suspension since this is his first DUI offense. The policy of the Illinois Secretary of State’s office is not to fully reinstate an otherwise eligible motorist until they have first been issued a Restricted Driving Permit (RDP) and drove on it without incident for at least nine months.

What Are The Possible DUI Penalties in Illinois

August 27, 2008 by · Leave a Comment
Filed under: Dui Penalties 

Reader’s Question:

A friend of mine was arrested for DUI in Skokie, Illinois for the first time and from what I know, they have a strong case against him. Could you please educate me on what he could be facing because of his DUI charge, what are the penalties involved?

Aldrin

Skokie, IL

After your friend was arrested for DUI in Skokie, Illinois, he would be facing two different cases; one is an administrative driver’s license suspension that starts automatically, unless appealed and the other one is on the court system. He would need to request for a DMV hearing which should be done quickly after the DUI arrest so that he can be able to appeal against the suspension of his driver’s license. He would also have to make sure that he hires a qualified DUI lawyer to help him with his appeal to ensure that it is received in time and that all of the necessary paperworks are filled in correctly.

If he tries to do all of these by himself, he is risking making a serious mistake and losing his without the chance for appeal. Aside from that, if convicted for DUI, he would have penalties that are truly unacceptable. Since this is his first DUI offense, it would be considered as Class A misdemeanor charge. If he gets convicted, he can expect to have consequences such as fines of up to $2,500, jail time of up to 364 days, potential Victim Impact Program requirement, alcohol evaluation with potential counselling, potential community service and any other consequence deemed necessary by the judge.

DUI in Illinois – What Happens If I am Caught?

July 11, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

I am an occasional drinker and when I drink, I usually just drive myself home. I have never been charged with DUI here in Joliet, Illinois, but if I will be caught drunk driving, what do I stand to lose?

Clay

Joliet, IL

If you are a drinker, it’s a good thing that you want to know what you stand to lose by driving drunk. To know why this is such a bad idea is essential to help you plan before you head out to party and drink and drive yourself home.

In the state of Illinois, the legal limit for blood alcohol content (BAC) is .08 percent. If you are caught in Joliet, Illinois with a BAC that is higher than the limit, you could lose your license, head to jail, or be asked to perform community service. Of course, you will have to pay fines for a DUI offense. Education and alcohol treatment may also be a requirement and you will have to pay for these classes and assessments.

If you lose your driving privileges, you would have to do several things before you can get it back. First, you would have to pay a steep fine on top of the fines that you have already paid and you would have to complete an alcohol education course in order to get it back.

If you get your license back, you would have to prove that you are insured but your insurance company may also drop your coverage. You can find another insurance provider to cover you, but it would be expensive. You will be tagged as a ‘high risk’ driver if you have a DUI offense, thus insurance companies may charge high premiums. So with that said, it would be far better to avoid the DUI at all costs than to deal with these expenses.

DUI Breath Test Refusal in Illinois Traffic Stop

June 29, 2008 by · Leave a Comment
Filed under: DUI Help 

Reader’s Question:

I was charged with DUI here in Illinois two days ago. I refused to take any blood alcohol test. I was advised by a friend about the 10-day rule before they could even suspend my license. What happens if I am unable to do this?

Lisa

Chicago, IL

Thanks for asking, Lisa.

In the state of Illinois, if the driver refused to a blood alcohol test, or if submitted and have a breathalyzer result of 0.08 or higher for age 21 or more, .04 or higher if driving a commercial vehicle, or .02 or higher if under age 21, the state will attempt to suspend your license for one to five years. In most case, this attempt to take away your right to drive will occur before trial. This would be automatically entered against you unless you file an “appeal” letter within 10 business days after the date of your arrest.

You will have an administrative driver’s license suspension for one to five years before you even go to trial on your DUI offense if you don’t request a hearing. You have a fighting chance to keep driving until your DUI case comes to court if you were able to request the hearing.