SR22 Insurance Filing In Illinois

Reader’s Question:

They took my driver’s license away because of my DUI and now that the revocation period is almost over, I need to have a new driver’s license here in Illinois but I also need SR22 filing, how do I do that?

Angelo

Waukegan, IL

Because your Illinois driver’s license has been revoked, you have to work your way in getting SR22 insurance filing so that you can have a new driver’s license. SR22 insurance is a form that is being added to a car insurance policy and is being required for those who have been convicted for driving under the influence (DUI) or for those who have had a driver’s license suspension or revocation for some other reasons.

SR22 insurance filing needs to be done by your car insurance company to the Department of Motor Vehicles (DMV). If you are not currently insured, you have to find a car insurance company that does SR22 insurance filing. You may get a hard time finding a car insurance company that will insure you because of your status as a high risk driver, but there surely is one that would be willing to do SR22 insurance filing for you but at a higher price than what you used to pay for your car insurance.

Through SR22 insurance filing, your car insurance company guarantees the DMV that you have at least auto liability insurance. Remember that you have to maintain this for a specific amount of time because if not, the DMV would have to suspend your driver’s license until you show them that you have SR22 insurance filing again.

Illinois SR22 Auto Insurance

Reader’s Question:

I have a DUI conviction here in  Illinois and my license has been revoked. I’m getting ready to get my license back and I was advised by a friend that I need to file SR22 auto insurance. Is this some type of insurance policy?

Oscar

Naperville, IL

Since your driver’s license has been revoked because of your DUI conviction in Naperville, Illinois, you need to file an SR22 auto insurance to get your license reinstated. SR22 is not an auto insurance policy, but rather it is a type of rider that is added to an Illinois insurance policy. It is a form from the Department of Motor Vehicles (DMV) that shows that a driver has auto insurance. This is a document required as proof of financial responsibility under Illinois state law for persons convicted for DUI. This is simply a form which must be filed by the insurance company stating that auto liability insurance is in effect for a certain individual.

You can check with your insurance company first if they do offer SR22 auto insurance. That way, you can simply add SR22 to your insurance policy. If not, you need to contact an insurance agent to buy liability insurance to get SR22 from another insurance company. Ask the agent for SR22 form once you have committed to purchasing a policy. You need to take the form to the Illinois DMV and this can be done personally.