Buy Auto Insurance Online in Illinois

Reader’s Question:

I’m kinda phone phobic so it’s probably better for me to go online to get some quotes for my auto insurance in Illinois. Is there any disadvantage on getting online auto insurance quotes or would I rather talk to insurance agents?

Dariana

Berwyn, IL

Going through the web could be a big help in obtaining different quotes for your auto insurance in Berwyn, Illinois, especially if you’re kinda phone phobic. A lot of auto insurance companies would give you free online quotes and you could look through them all at the same time without having to speak to anyone on the phone. But a convenient phone-free auto insurance shopping could also have a disadvantage. The best thing to do is for you to tie up the use of Internet with more conventional ways when looking for auto insurance.

Speaking with insurance agents would provide you the chance to inquire about things that you could not have had you not talk to any. It would also allow you to inquire on things that you could not find answers on any website. Do not just think about the amount of a certain auto insurance policy. Though you will be tempted to look only at prices, also think about what you get for your money. Cautiously check the type of coverage the auto insurance you’d like to have would give you and also check the kinds of coverage that are available in general. Then, decide for the coverage that you really need and be careful if the auto insurance company is offering temptingly low rates.

Is a Drunk Driving Offense in Illinois Serious?

Reader’s Question:

Why do people, especially here in Illinois, think that drunk driving or DUI is a serious offense? Isn’t it that DUI is just a simple offense?

Oliver

Berwyn, IL

People, most especially there in Berwyn, Illinois, think that drunk driving or driving under the influence is a serious offense because it simply is. DUI is not just any other traffic offense because it is nevertheless a criminal offense. In fact, DUI is one of the most serious driving offenses in the US. Although there are a lot of driving offenses, DUI often results in serious consequences and it is likely to have grave implications on your future. It is a crime if you are driving with a blood alcohol level of 0.08% or more and driver’s license could be suspended or revoked if you are found guilty of the DUI offense. It would also make life difficult and costly through increased insurance fees and hefty fines.

The US takes DUI offense very seriously, as it should be. Drunk driving in states like Illinois are set forth by a statute and Illinois DUI Laws could be incredibly complex. The consequences could vary in different states and with different instances, but the basic penalties under the DUI laws tend to remain almost the same.

Illinois DUI Case Going to Trial – How Long Will It Take?

Reader’s Question:

I just wonder how long it will take if I fight my DUI case here in Illinois. I am thinking that I just work out a deal rather than going to trial to get this over and done with. Is it true that a DUI trial could take months?

Zaire

Berwyn, IL

Yes, if you take your DUI case in Berwyn, Illinois to trial in front of either a judge or a jury, it would take you some number of months. There could be two or three court dates before a trial, which would probably be six months out. It could take a total of six months to a year for the case to be resolved for a jury trial. There is a possibility to skip preliminary motions and schedule a bench trial immediately in some circumstances. This would usually limit your DUI defense options so it does have disadvantages but it could give you a chance to resolve the case in two months or less.

If you work out a deal rather than going to trial, it would be very likely that you can have the minimum penalty available under the law. Your DUI case would be continued without a finding for one year. The judge would suspend your license for 45 days (consecutive with the six-month breath test refusal or 90-day failure suspension), and you would pay a number of fees and fines. The conditions of your probation would be that you attend and complete the alcohol education program.