DUI In Illinois – What Are The Penalties?

April 15, 2009 by author · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

What kind of penalties would I have after I get arrested for a DUI here in Illinois? Thanks!

Suzie

Bloomington, IL

In Illinois, it is a very serious offense to get a DUI or Driving Under the Influence charge. Anyone found guilty would not only face the immediate suspension of their driver’s license, not to mention some very high fines, but could also get in jail depending on the gravity of the DUI offense, like managing to cause an auto accident while drunk. Your auto insurance policy may also become very, very expensive, if not canceled altogether.

So if you do get into a DUI, getting the right DUI auto insurance coverage in Illinois is a crucial part of getting your driver’s license restored. Aside from getting appropriate auto insurance coverage, an authorized auto insurance company would also be the one to file an SR22 form for you to the Illinois Secretary of State office, which is a prerequisite to getting your driving rights reinstated.

You might also notice that a DUI auto insurance policy costs a lot more than your average auto insurance coverage. That’s because a DUI offender represents a big liability to the auto insurance company’s business, so the cost of insuring them is also expensive. However, that doesn’t mean you cant find a relatively affordable DUI auto insurance policy, and the right one can be worth hundreds of dollars a year in savings.

These days all you have to do to locate an affordable DUI auto insurance provider is to go online. With the many dedicated websites allowing free and instant access to the latest rates, and most competitive policies, from auto insurance companies specializing on DUI cases, finding the best-priced policy is now easier than ever.

It would only take minutes of your time to shop and compare auto insurance rates coming from a wider variety of DUI auto insurance companies available. If you do it right, the best policy may just be a few mouse clicks away.

DUI in Illinois? – What Will Happen to My Auto Insurance Rates?

April 5, 2009 by author · Leave a Comment
Filed under: SR22 Insurance 

Reader’s Question:

I got convicted of DUI in Illinois and I would like to know what will happen. What will happen to my auto insurance?

James

Chicago IL

Getting arrested and convicted for A DUI or Driving Under the Influence in Illinois is a very serious offense. If found guilty, you not only risk losing your driver’s license and having to pay some very high fines or penalties, you could also do time in jail if the gravity of your DUI offense is severe enough (like causing an auto accident because you were drunk, for example). You may also end up getting your auto insurance policy canceled.

If you find yourself in this boat, getting the right kind of DUI auto insurance in Illinois is one key step to getting yourself back on the road. You would need an authorized auto insurance provider to not only provide you the necessary coverage, but to also file an SR22 form to the Secretary of State’s Office in Springfield, IL. Before you can become eligible to get your driving privileges reinstated.

Don’t be surprised if you notice a DUI auto insurance policy costing two or three times more compared to a regular auto insurance. The nature of the driver, and the high-risk he/she is carrying due to the DUI offense on record, is itself the reason why this kind of auto insurance is a lot pricier than most. However, relatively affordable DUI auto insurance coverage is still out there, and knowing how to get one can save you hundreds of dollars a year.

The best way to get an affordable DUI auto insurance is to be able to get the latest auto insurance rates to compare from, coming from a wide variety of auto insurance providers on the market. The Internet is your most effective tool and resource to accomplish this. With the help of the many dedicated auto insurance websites and portals specializing on DUI cases.

It only takes minutes to get the necessary information you need to find the best DUI auto insurance provider suiting your needs. Take good care of your driving record from now on, as well, to help you get cheaper rates sooner.